Category Archives: Credit Score

Causes For Optimism in the Nation’s Housing Market

housing marketCauses For Optimism in the Nation’s Housing Market (via Total Mortgage Services)

A recent article in the Wall Street Journal begins on a downward note. Says the WSJ: economists project U.S. gross domestic product growth will slow in the final three months of the year from the sluggish 2% annual rate in the third quarter. Businesses, unnerved by the prospect of federal tax increases…


Top 10 Do’s and Don’ts When You’re Applying For a Mortgage

applying for mortgageTop 10 Do’s and Don’ts When You’re Applying For a Mortgage (via Total Mortgage Services)

Before you make that plunge, read the following tips: “If you are shopping around for a mortgage and worried that the inquiries will ding your credit score, don’t worry,” said Roman Shteyn, co-founder of Credit-Land.com. “The credit bureaus know that people may go to different providers to…


Fannie, Freddie Halt Foreclosures For The Holidays

Fannie, Freddie Halt Foreclosures for the Holidays (via Credit.com)

The holiday season is stressful enough for millions of consumers across the country who are struggling with their finances, so two of the nation’s government-sponsored mortgage backers have made the decision not to take any negative actions that might dampen their moods further. Both Fannie Mae…